Few people are aware, but as a DTU student you can actually get a very cheap accident insurance.
PF and DTU covers all DTU students in case of accidents, for free - as long it happens on DTU or in connection with a study-relevant trip. PF offers an upgrade to this insurance.
Less than 150 DKK PER YEAR!
For just 144,65 DKK per year, the insurance can be expanded to cover all of Denmark, Greenland and the Faroe Islands, as well as trips around Europe. This gives you a full-time accident insurance, which can cover skiing accidents, falling from stairs or whatever might happen.
Visit the PF secretariat, where the policy can be found. The insurance fully compares with other insurances, and the only “catch” is that you need to remember to pay every year, as the insurance expires each year on November 1st, no matter when you signed up.